NowUKnow Personal Finance

Should you try a Trial Loan Modification?

Want to modify mortgage? Get a trial run By Marcie Geffner As if a borrower didn't face enough hurdles in the quest for a mortgage modification, now there is another. It's the required "trial peri…

Started by Administrator Feb 4.

What is a Deficiency Judgment?

What is a Deficiency Judgment? By Justin Pritchard Deficiency judgment are court orders that make you personally liable for unpaid debt. They are often associated with foreclosures, when a home's…

Started by Short Sale Guru Jan 8.

Loan Modifications are a Credit score killer

Mortgage rescue: Credit score killer By Tami Luhby Most troubled homeowners view President Obama's foreclosure rescue plan as a way out of their financial troubles. But many don't realize that…

Started by Administrator Dec. 29, 2009.

Pay the Mortgage or Walk Away

Pay the Mortgage or Walk Away by James R. Hagerty and Nick Timiraos In down real-estate market, homeowners are deciding to abandon their loan obligations even if they can afford the payments Sh…

Started by Administrator Dec. 19, 2009.

The Real Truth About Loan Modifications

The Ugly Truth About Loan Modifications Ok, so just about everybody has heard about loan modifications, or loan mods for short. They are also called loan workouts, loan restructuring, among others.…

Started by Short Sale Guru Dec. 9, 2009.

One in Four Borrowers Is Underwater

One in Four Borrowers Is Underwater By RUTH SIMON and JAMES R. HAGERTY Click here to check out the video. The proportion of U.S. homeowners who owe more on their mortgages than the properties a…

Started by Administrator Nov. 25, 2009.

Smart Year-End Tax Moves

Smart Year-End Tax Moves Laura Saunders Time to Review Your Taxes — Before It's Too Late Year-end tax planning always makes sense, but this year it's especially vital. Convulsions in the markets…

Started by Administrator Nov. 10, 2009.

Filing for Bankruptcy - A Fresh Start! 1 Reply

Filing for Bankruptcy - A Fresh Start! By Stefano Grossi There is nothing to be ashamed of when you consider filing for bankruptcy. Bankruptcy should be viewed as a fresh start, a way to revive…

Started by Administrator. Last reply by Brian Turner Nov. 6, 2009.

Top 10 Money Tips for Women

Top 10 Money Tips for Women by CNBC Staff When it comes to women and finance, sometimes there's a disconnect between what women know and how they act, their ability as achiever and their financi…

Started by NowUKnow, Inc. Oct. 29, 2009.

Should you keep your ARM loan?

Is it time to dump your ARM? Some 1.5 million adjustable-rate mortgages reset soon. If yours is one of them, you need to decide whether to lock in your rate and refinance into a new loan. By Beth Br…

Started by Administrator Oct. 21, 2009.

Modified Loans Back in Default

More Than Half of Modified Loans Back in Default More than 50 percent of home owners whose loans were modified in the first six months of 2008 had fallen behind on their payments a year later, t…

Started by BBT Real Estate Group Oct. 2, 2009.

Dumb financial moves in the recession

4 dumb financial moves in the recession Marilyn Kennedy Melia You can almost hear the collective slaps to the head. This recession has brought to light dumb money management practices, forcing j…

Started by Brian Turner Sep. 17, 2009.

Tips to Improving your FICO® credit score

Improving your FICO® credit score It’s important to note that raising your FICO credit score is a bit like losing weight: It takes time and there is no quick fix. In fact, quick-fix efforts can back…

Tagged: FICO, score, credit

Started by Administrator Sep. 3, 2009.

Expenses That Are Keeping You in Debt

7 Expenses That Are Keeping You in Debt by Erin Joyce In the United States, 43% of families are spending more than they earn each year, according to MSNMoney. At the end of 2008, the average Ame…

Tagged: finance, personal, debt, expedia

Started by Brian Turner Sep. 1, 2009.

How to Establish Credit

How to Establish Credit No Credit? No Problem. Here Are Some Tips to Help You Establish Good Credit When you don’t have a credit history, it can be difficult and frustrating when trying to obtai…

Tagged: credit, establish

Started by NowUKnow, Inc. Aug. 31, 2009.

Are you married to your financial opposite?

Are you married to your financial opposite? Spendthrifts and tightwads are attracted to each other, but money talks can get fierce in marriages where spouses don't have the same habits. Does you…

Tagged: investing, money, marriage

Started by Brian Turner Aug. 27, 2009.

Lazy Ways to Save Money

20 Lazy Ways to Save Money Katie Adams While the media can't decide if the recession is nearing its end or not, we do know that there hasn't been a tremendous surge in wages, job creation or th…

Tagged: recession, money, save

Started by NowUKnow, Inc. Aug. 24, 2009.

4 smart ways to reduce your tax bill

4 smart ways to reduce your tax bill Dump your losers and cash in some winners. Moves you can make now to cushion the blow to your portfolio By Janet Morrissey, contributor We spoke to several…

Tagged: reduce, bill, tax

Started by Administrator Aug. 21, 2009.

Tips on Ways to Control Debt

Top things to know 1. Americans are loaded with credit-card debt. The average American household with at least one credit card has nearly $10,700 in credit-card debt, according to CardWeb.com,…

Tagged: finance, personal, debt, controlling

Started by NowUKnow, Inc. Aug. 18, 2009.